Program Highlights

• A, VIII rated by AM Best, Non-Admitted
• Max Subcosts 50%
• Payroll Based
• Occurrence Form

             o        No Manifestation Provisions!

             o        No Sunset Clause!

• Available in 38 States
• Policy numbers in 20 minutes or less!
• 15% Down
• New Ventures Accepted
• Lapses in Coverage accepted

Classes Written

• A/C and Refrigeration
• Appliance and Accessories
• Carpentry (Interior/Woodwork/Shop)
• Concrete (Flat)
• Debris Removal
• Door & Window Installation
• Drywall
• Electrical
• Fencing
• Floor Covering Installation
• General Contractors (Remodel Only)
• Garage Door Installation
• Glass Installation/Glazing
• Handyman
• HVAC
• Janitorial
• Landscape
• Masonry
• Painting Interior/Exterior
• Sheet Metal
• Siding and Decking
• Swimming Pool Cleaning
• Tile and Marble Installation

Endorsements

Blanket Additional Insured (Ongoing Ops)

Additional Insured (Including Completed Ops) – Available for commercial jobs only

Additional Insured (11/85 Equivalent) – Available for commercial jobs only

Primary Wording

Waiver of Subrogation

Quick and Easy Quote and Bind Process

Our entire process from price indication to policy issuance is done through our state of the art online policy management system.  Our system is user friendly and allows the agent to quote, submit applications and receive underwriter approval all in one place.  Click here to log into our online rating system now.  If you need to set up a user account, please contact our marketing department, info@sisinsure.com.

If you prefer to send an application, email an Acord 125, 126, Contractor Supplemental, D1 and loss runs or No Loss Warranty Letter to underwriters@sisinsure.com.

Limits

Maximum limits are $1Mil/$2Mil/$2Mil

Deductibles

Standard Deductible is $1,000

The deductible applies to property damage and bodily injury on a per claim basis.

States

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