Besides the stress, anxiety, or plain feeling of fear you are currently experiencing as you’ve just discovered that your home was broken into and a few things got stolen, you now have to keep your cool and file a claim for theft. Once the police are gone, one of the very first things you should do is to call a nearby authorized locksmith and have them either re-key your front door lock if the thieves used it to enter, or install a brand new lock altogether. The last thing you might want to concern yourself with now is to find a complete stranger who will come to your home, do his work and charge you money – since you have already lost valuable items you are not sure your insurer will cover. But it is absolutely mandatory if you wish to do things by the books.
Why Insurers Might Be Skeptical
Often times, insurers tend to get skeptical precisely because they know a lot of people are trying to fudge a claim by tossing in a few items they never owned or exaggerating the value of things that were truly stolen from them. If you wish to file a claim for stolen items with us, you can either do it by email, mail, or fax. In order to do this, you will need to download and fill out the claim form you should be able to easily find on our web site.
You are also given the more convenient alternative of filing a claim online by clicking on the designated button on our claim page. After completing the report, you should wait for the confirmation email. Third party claim examiners will then call you within 48 hours and explain the steps and confirm all the details with you. There are cases when you might be forced to put in additional work in order to prove that your claim is legitimate. If this is the case, you should not give up.
Call The Police Once You Realize You’ve Been Robbed
Once you have established that your home was broken into and valuable items have been stolen from you, you will need to call the police right away and report it. They might still be able to reach your place and capture the thieves. After that, you will need to get in touch with your insurer. You will need to provide the insurer the case number that the police have given to you.
Reinforce Your Doors&Windows
Call a residential locksmith in your area and have them assess your damaged locks and have them replaced or re-keyed. Make sure you find authorized and licensed service nearby so you do not have to wait for them for many hours. You might also want to look for some cheap locksmith rates since you do not wish to pay a lot under the stress you are in.
If the intruders have penetrated your home through your windows, you should also strengthen your windows by adding window bars and locks. You should also install a burglar alarm if you do not already have one and double check and see if it is well maintained in proper shape. You could also make additional adjustments to the rest of the locks around the house and make sure you have deadbolt locks on your main entry door.