Recruitment, employment and staffing agencies expect the best of both worlds from their insurance: an easy, quick buying process, yet comprehensive cover, and all at a competitive price. Our policy is a product designed to surpass these expectations – it is a multi-class policy tailored to target key exposures for businesses in this sector, and is suitable for a wide range of agency sizes and models. Recognizing the global nature of the sector, our policy includes worldwide jurisdiction as standard.
Comprehensive Insurance Package
This is a comprehensive multi-class policy which includes employers’ liability, public liability, full civil liability, professional indemnity, drivers’ negligence, placed personnel dishonesty (fidelity bonding), cyber & privacy liability, property cover and our innovative business interruption insurance
This cover is included as standard in order to cover the agency’s legal liability arising out of any negligent act, error or omission committed by placed personnel.
Placed Personal Coverage
Placed personnel are covered in the employers’ and public liability sections of the policy, should the agency be legally liable for bodily injury or illness of placed personnel or for damage or bodily injury caused by placed personnel.
Property & Business Interruption Cover
We recognize that property insurance needs to be comprehensive in order to cover the wide range of equipment and the diverse workspaces within which businesses operate. Our policy includes worldwide cover for damages to premises, contents located in the workplace as well as at employees’ homes, cost of reconstituting data required for business and much more.
Clear, unambiguous cover for breach of a client contract. We will pay sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
Intellectual Property Rights Infringement
Our policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
Withheld Fees & Claims Cover
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why our policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
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