Liquor Liability
The Liquor Liability product not only insures all types of hospitality risks — including hard-to-place bars and nightclubs — but offers assault & battery coverage, and liability limits up to $1 million/$2 million.
Product Highlights
- Mono-line liquor liability for establishments that sell or serve alcoholic beverages, offering protection for covered claims of negligent sale or service
- Assault & battery included, or available for additional premium
- No cap on alcohol sales
- Defense costs outside the limit
- Risks with security and major entertainment acceptable
- Liquor license holder included as additional insured automatically
- Coverage available for both licensed and unlicensed operations
Limits
- Liquor liability limits up to $1 million/$2 million available
- No sublimit on assault & battery ($100,000/$300,000 sublimit on adult clubs only)
Preferred Classes
- Bars
- Restaurants
- Private Fraternal Clubs
- Retail Liquor/Convenience Stores
- Nightclubs
- Adult/Gentleman’s Clubs
- Banquet Halls
- Caterers/Bartending Services
- Wholesale Distributors
Restricted Classes
- Wineries
- After-Hours Clubs
- Multiple Prior Liquor and/or Assault & Battery Claims
- Territorial Restrictions Could Apply
- Bottle Service
Download ApplicationSend submission to wholesale@sisinsure.com |
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